Financial Intelligence Unit Senior Specialist - Crypto

<div class="content-intro"><p><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank"><strong>Employee Applicant Privacy Notice</strong></a></p> <p><strong>Who we are:</strong></p> <div> <p>Shape a brighter financial future with us.</p> <p>Together with our members, we’re changing the way people think about and interact with personal finance.</p> <p>We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. <strong>Join us to invest in yourself, your career, and the financial world.</strong></p> </div></div><p><span style="color:#000000"><b>The role:</b></span></p><p><span style="color:#000000">The Financial Intelligence Unit Senior Specialist - Crypto is responsible for conducting independent investigations and analysis of potentially suspicious activity related to retail banking and virtual currency assets, ensuring compliance with the Bank Secrecy Act, USA PATRIOT Act, and applicable AML regulations. This role involves in-depth research, documentation of findings, and, where appropriate, the filing of Suspicious Activity Reports within SoFi’s case management system.</span></p><br><p><span style="color:#000000"><b>What you’ll do<u>:</u></b></span></p><ul><li style="color:#000000 !important"><span style="color:#000000">Conduct and review AML investigations with an emphasis on cryptocurrency and other virtual assets to evaluate whether alerts or cases are risk-relevant and warrant a SAR filing. </span></li><li style="color:#000000 !important"><span style="color:#000000">Conduct in-depth on-chain investigations for alerts generated on cryptocurrency and other virtual assets to determine the wallet’s risk exposure, the customer’s source of funds, the destination of funds, and/or the attribution associated with certain on-chain movement, including but not limited to sanctions exposure.</span></li><li style="color:#000000 !important"><span style="color:#000000">Ensure alert and case determinations are appropriate, fully supported, and clearly documented.</span></li><li style="color:#000000 !important"><span style="color:#000000">Maintain a thorough comprehension of AML and Fraud typologies related to retail banking, brokerage, and and digital assets, including scams, stolen funds, ransomware, mixers, sanctions exposure, cross-chain activity, and DeFi-related risks.</span></li><li style="color:#000000 !important"><span style="color:#000000">Provide use-case experience to enhance the detection and prevention of potentially suspicious activity, including account takeover, elder abuse, and familial-related matters. </span></li><li style="color:#000000 !important"><span style="color:#000000">Assist management with ad-hoc projects, investigations, and the creation of training documentation, standards, and operating procedures as required.</span></li></ul><br><p><span style="color:#000000"><b>What you’ll need:</b></span></p><ul><li style="color:#000000 !important"><span style="color:#000000">Bachelor’s Degree from a four-year college or university in a related field.</span></li><li style="color:#000000 !important"><span style="color:#000000">3-5 years of investigations-related experience within a financial institution or government agency.</span></li><li style="color:#000000 !important"><span style="color:#000000">Minimum of 1-2 years in cryptocurrency-related AML transaction monitoring.</span></li><li style="color:#000000 !important"><span style="color:#000000">Strong working knowledge of OFAC regulatory requirements and experience working with screening tools and relevant technologies.</span></li><li style="color:#000000 !important"><span style="color:#000000">Ability to maintain up-to-date knowledge of BSA/AML laws and regulations relative to sanctions, money laundering, and terrorist financing, especially with regard to virtual assets, and the ability to apply this knowledge in assessing transactional activity and sanctions risk exposure to different products and services.</span></li><li style="color:#000000 !important"><span style="color:#000000">Demonstrated written and verbal skills to communicate effectively with all levels of the organization and across different business lines.</span></li></ul><br><p><span style="color:#000000"><b>Specific Skills in:</b></span></p><ul><li style="color:#000000 !important"><span style="color:#000000">Experience conducting fraud investigations and AML transaction monitoring, specifically with regard to cryptocurrency typologies (e.g., mixers, P2P exchanges, decentralized exchanges, fraud using Cryptoasset ATMs) and transaction tracing.</span></li><li style="color:#000000 !important"><span style="color:#000000">Conducting transaction monitoring investigations using blockchain analytics tools.</span></li><li style="color:#000000 !important"><span style="color:#000000">Excellent organizational, verbal, written, and interpersonal skills are required. </span></li><li style="color:#000000 !important"><span style="color:#000000">Must multitask, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.</span></li><li style="color:#000000 !important"><span style="color:#000000">Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.</span></li><li style="color:#000000 !important"><span style="color:#000000">Excellent analytical skills are required.</span></li><li style="color:#000000 !important"><span style="color:#000000">A demonstrated track record in identifying gaps, process improvements, and proactively proposing solutions, and as appropriate, executing team-wide communication and training.</span></li></ul><br><p><span style="color:#000000"><b>Nice to have:</b></span></p><ul><li style="color:#000000 !important"><span style="color:#000000">CAMS/CFE certification preferred (or willingness to become certified within one year of start date).</span></li><li style="color:#000000 !important"><span style="color:#000000">Chainalysis Digital Assets Program certifications (or similar) </span></li></ul><div class="content-conclusion"><div class="gmail_default"><strong>Compensation and Benefits</strong></div> <div class="gmail_default">The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. </div> <div class="gmail_default"> </div> <div class="gmail_default">To view all of our comprehensive and competitive benefits, visit our <strong><a href="https://sofietyinfo.sofi.com/sofi-benefits" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://sofietyinfo.sofi.com/sofi-benefits&source=gmail&ust=1667318410571000&usg=AOvVaw0ZqbRtznVe1JsWWUOWQUnN">Benefits at SoFi</a> </strong>page!</div> <h5 style="text-align: center;"><span style="font-weight: 400;">SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">The Company hires the best qualified candidate for the job, without regard to protected characteristics.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">Pursuant to the San Francisco Fair Chance Ordinance, we will consider